How Students Can Save on Car Insurance
As most people already know, students and new drivers end up paying the most for car insurance, simply due to the
fact that they create the highest amount of risk for causing accidents. Males almost always end up paying more than female
drivers because studies have shown that most high-speed accidents are attributed to young males. So how can new student
drivers get cheaper and more affordable car insurance? There are a few things that student drivers can do get a reduced rate,
and the most important of these is to get good grades and drive an older car that can't reach 0-60 mph in less than 6 seconds,
or in other words, skip the mustang.
What You Can Do:
- Get Good Grades - The best way for new student drivers to get discounted rates is to average a 3.0 or higher for their grades
- Driver Education - Most high schools offer a driver training course which teaches students to be safer drivers
- Defensive Driving Class - In most cases car insurance companies will give a discount for drivers who have completed a
defensive driving course
Drive an Older Car - Young, male, student drivers in fast cars are car insurance companies worst nightmare, which is why
they charge more to insure them
- Keep a Spotless Record - The slightest accident or the smallest traffic violation will cause your rates to skyrocket