Bargain Your Way to Get Cheap Car Insurance
Buying car insurance is a lot like buying a new car - you visit several different companies before purchasing and
you compare prices to see who can offer the best and most inexpensive deal. Part of buying a new car
is the negotiating process, something that most people overlook when searching for ways to get cheap car insurance.
The auto insurance industry is extremely competetive these days, which is good for consumers because prices are
generally lower, and there is more room to bargain with insurance providers.
What You Can Do:
- Get on the Phone - Negotiating is a lot easier talking to a real person over the phone than sending emails
that don't get responses in a timely manner
- Create Leverage - Tell the salesperson you are looking at other insurance companies and don't be afraid
to walk away (hang up, rather) if they don't provide you with a satisfying offer
- Feed Them Numbers - Tell them the price you are looking for and what prices you have been offered elsewhere
- Bargain - See if they can reduce your payments for referring them a customer or for paying a lump sum
instead of monthly payments
- Afilliations - Check to see if there are discounts for belonging to any organizations, such as credit unions,
credit card companies, etc.
- Ask Them - Find out what else can be done to lower your car insurance premium